Author: TNT Editorial Team

When it comes to borrowing money, people these days have more options than ever before. In the past, big banks and credit unions have been the only options if you needed to take out a loan of any kind. But they aren’t necessarily the best options nowadays, and they’re by no means the only option.

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In 2018, the number of freelancers working in the UK was estimated at two million, and rising. The total number of self-employed individuals was approximately five million. The growth in freelancers and self-employed workers, alongside the much-documented rise of the "gig economy" is largely responsible for unemployment having dropped to less than 5%, the lowest figure since the mid-1970s.