As debt becomes a more widespread problem across the UK, PayPlan have created an interactive journey entitled “One Unfortunate Week” designed to put you in the shoes of the average Brit, five days before payday and subjected to some of the worst luck you have ever seen.

It’s a lot easier than we might realise to get into debt, a sudden unexpected expense can really throw life into disarray. The interactive journey showcases this by visualising a series of inconveniences, which very quickly turn the user’s financial situation from in the black to in the red.

As well as offering examples of unexpected costs, the piece also stresses the importance of a savings buffer. It has been estimated that 4 in 10 UK adults have less than £500 in their savings and 28% of adults have nothing in the bank.

One Unfortunate Week

       Sunday: Boiler breaks down = £100 call out + £314 repairs 

       Monday: Car breaks down = £80 call out + £300 repairs 

       Tuesday: Vet bills = £35 consultation + £150 X – Ray 

       Wednesday: School trip payment = £200 

       Thursday: Food shop = £42.50 

       Friday: PAYDAY!

Which begs the question could your finances survive “One Unfortunate Week?”.

Jane Clack from debt management company PayPlan commented on the campaign and the state of debt in the UK…

“The true extent of debt in the UK is at an all time high, and because of this we are seeing more and more people being caught in difficult financial situations. We created the “One Unfortunate Week” piece to showcase how anybody can find themselves in a tough spot after a spell of bad luck”.

“More importantly, we want to make it clear that no matter what your situation, there is always help available. So many people are suffering in silence, we want to let those in trouble know that they’re not alone”.

You can take a look at PayPlan’s One Unfortunate week here.