❚ Despite being worth nearly £200m, Madonna is a notoriously bad tipper. After enjoying a £250 dinner in London with ex-husband Guy Ritchie, she tipped just a measly tenner.

❚ Usher (left) is even worse. Instead of giving a tip at one US restaurant, he (and his big ego) decided to leave his autograph for the staff. How very kind.

❚ Eva Longoria’s wedding cost almost £1m, but she still blagged a lot of freebies for her guests, including L’Oreal products and Van Cleef & Arpels 18 carat yellow-gold bracelets.

❚ Tyra Banks won’t even fork out for shampoo. She’s known to stock up on hotel toiletries so she doesn’t have to buy them, even though she’s worth £47m.

CASH SAVING TIPS

LAST MINUTE LOVING
If you’ve left it late to pull something out of the bag for your special someone on February 14, don’t panic. Log on to hotukdeals.com where there are plenty of bargains – think romantic day trips, cards that cost pennies, and dirt-cheap flower delivery. Who says you must have pots of cash to display your affection?

LOOK SHARP FOR CHEAP
Score daily deals on clothing at M and M Direct. Keen shoppers will get discounts on big brands such as Adidas, Diesel, Timberland and Fred Perry – think £44.99 shoes for £7.99, and £50 shirts for £19.99. Mandmdirect.com.

CLAIM EVERY LAST PENNY
Make like an MP and get as much as you can from your expenses, with the ExpenseMagic app. Take photos of your receipts, which the app will then organise, for £2.99 per 20 uploads. Or get the free version and enter your details manually. expensemagic.com.

HOW YOU SPEND IT!

Ria Ali, 24
Job: Customer services at 247moneybox.com
From: Finchley
Lives: Crystal Palace

How do you budget?
I try to pay all my bills in the first week of the month. I get essentials out of the way so I’m not left with loads of paymentsjust before payday.

Any money-saving tips?
I look to make small savings on everything I spend. I try to buy lesser-known brands for a little bit cheaper. My friends ask why I bother and I know it’s a cliché, but if you look after the pennies, the pounds look after themselves. I guess it’s said for a reason!

Last big blow-out?
My brother’s wedding. I wanted a new dress but ended up with shoes, a hat and accessories to match.

What non-essential items do you spend money on?
Shoes (the last pair were six-inch pink velvet for £150) and colour contact lenses.