However, while I did get to travel and spend on luxuries, it hit my savings way too hard. I had chosen neither to save more nor to enjoy myself more. I was simply spending more money than was responsible without getting all that far.

I recognised that I needed to do something with what I had. Without changing my career, or downgrading my entire lifestyle, I wasn’t going to be able to save more. Making my money grow was the best option.

Thankfully, it is relatively easy to start investing these days, even if you have as little experience as I had. This is the route I took when learning how to invest.


You don’t have to have a background or education in economics to understand how to invest. However, you do need to start reading. You can find a list of the best financial magazines at Investor Junkie. Keeping up with what’s going on in the world of finance is the first step to a successful investment portfolio.

Ultimately, information is your best friend when it comes to investing. The more you know, the more likely you are to make good decisions. If you’re unaware of what is going on in the economic or even political world, you will miss out on certain cues that will be obvious to other investors.

You should also spend some time reading up on economic basics, to ensure you are able to get a good grasp on financial news and opinions.

But you certainly do not have to know everything. That’s what technology is for.

Robots are friends

As much as science-fiction has scared us about the potential of a robot apocalypse, AI is currently making life better. And no, it’s not just self-driving cars that are using AI to its potential. Investing has become so much easier precisely because of AI.

Today, you can use a robo-advisor to invest. A robo-advisor basically knows everything and has complex algorithms that use that data to make accurate predictions. They know far more than any human could know, no matter how much experience that person has with investing.

Have they replaced human experts then? Well, not yet. It is still advantageous to have a human touch, as there are going to be certain subtleties that AI doesn’t pick up. On the other hand, most of what AI does pick up will fly well over your head (or mine). Finding the balance is key.

In other words, let the robo-advisor make the basic decisions, and review those that are a little riskier. You have control over your portfolio when push comes to shove. Use the AI advice wisely, and you’ll be an expert in investing in no time.