CASH ‘APPY

Save some dosh with YPlan, a mobile phone app that offers last-minute deals for 10 quirky, soldout or specially chosen events happening in London that very night.

The list of gigs, parties and interesting activities is well picked and you can find some great deals on tickets. To download go to yplan.com.

FLAVOUR SAVER

Christmas doesn’t have to be a squeeze this year – a blind taste test has ranked the £3.89 Aldi Christmas Pudding above the £40 cake from luxury food store Fortnum & Mason and the £20 gourmet pud from Harrods. So scurry down to those budget supermarkets. The Queen may well be doing the same thing.

SPA-NDEMONIUM

As Christmas time draws near you will learn that walking through London is akin to traversing a rhino heard. Which is why 25% off entrance to the city’s foremost spa, The Sanctuary, could not be better timed. Offer is valid on Wednesdays and Thursdays – perfect for a midweek pick-me-up. To find out more go to sanctuary.com

How you spend it

DAVID WALBY, 25
JOB Harvey Nichols search marketing executive
FROM South-east London
LIVES Penge

How do you budget?

By transferring about 20% more than I should into my savings account on pay day and making do. It makes you creative in having to source fun, free nights out.

Do you have any tips for saving money in London?
Find those free nights out
that exist all over London.
If you want to drink (as
in drink, drink) hip flasks
always keep the costs down.
Then cycle as much as
possible because transport
is scarily expensive.
Last big blow-out?
In August I got back from
travelling in Latin America.
Argentina to Mexico via
Rio Carnival, Maccu Piccu
and Cuba. That was a huge
blow-out but worth it all.
What non-essential items
do you spend money on?
Clothes, nights out, travel
and coffees. Cycling to work
helps with that. I’m cutting
down on coffees at the
moment too.

How you spend it

DAVID WALBY, 25

JOB Harvey Nichols search marketing executive

FROM South-east London

LIVES Penge

%TNT Magazine% DavidWalby

How do you budget?

By transferring about 20% more than I should into my savings account on pay day and making do. It makes you creative in having to source fun, free nights out.

Do you have any tips for saving money in London?

Find those free nights out that exist all over London. If you want to drink (as in drink, drink) hip flasks always keep the costs down.Then cycle as much as possible because transport is scarily expensive.

Last big blow-out?

In August I got back from travelling in Latin America. Argentina to Mexico via Rio Carnival, Maccu Piccu and Cuba. That was a huge blow-out but worth it all.

What non-essential itemsdo you spend money on?

Clothes, nights out, travel and coffees. Cycling to work helps with that. I’m cutting down on coffees at the moment too.

How they spend it

You’d better Belieb it

%TNT Magazine% Bieber

Teen heartthrob Justin Bieber has only gone and bough this family a £530,000 five-bedroom house. That’s a tall price for a wee lad of 19. About time you started treating your ’rents to the same eh?

Bieber isn’t the only one shelling out the dosh for the people he loves. One devoted fan from Canada spent £50,000 on plastic surgery trying to resemble his idol.

38-year-old Bradley Cooper won’t be buying himself or his family a new house anytime soon – that’s because he still lives at home with his mum, Gloria. Aww, bless him/weirdo.

Beyonce really does have it all – good voice, great bod and a generous soul, after buying her mum a £36million mansion. That’s Christmas covered for a few years then.

Jennifer Lopez’s home is so big she didn’t realise a stalker had been living in her pool house for six days. Bit of a crime she didn’t offer up the space to her parents instead.